- Interest Rate by Products
Apply for disbursement from 01/11/2022 to further announcement.
| PRODUCT | CLASSIC | CLASSIC & BALLOON | FIXED
50/50 |
|||
| OPTIMAL | FLEXI | |||||
| Interest period | Promotion months | 9.99%/year
(fixed first 12 months) |
9.49%/year
(fixed first 6 months) |
13.20%/year
(fixed first 6 months) |
10.59%/year
(fixed first 12 months) |
|
| After promotion months | Standard Rate
(3 months reset) |
|||||
| Program Conditions | Applied to all Individual customers with consuming loan.
Minimum loan term is 24 months. |
Applied to all Individual customers | ||||
| Early payment fee | Apply early payment fee:
– First 18 months: 2.5% early payment amount. – After 18 months: 1.5 x interest rate x early payment amount. – Not apply early payment fee: + Classic: after 60 months + Balloon: from month 36th |
Not apply | – 1st 6 months: 1.5x
– After month 6th: no apply |
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- Standard Rate Calculation
| OPTIMAL | FLEXI | |
| Base rate* (current effectiveness) | 9.70%/year | |
| Spread* (current effectiveness) | 3.50%/year | 3.50%/year |
| Standard rate | 13.20%/year | 13.20%/year |
* The effect of interest rates in the Announcement may be adjusted according to the latest notice of TFSVN from time to time.
* Base rate and Spread will be reset from latest announcement of TFSVN and could be changed at any moments. The interest rate is calculated 1 year = 365 days.
Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)
Estimate your loan at: Here
Lexus dealers in Vietnam or Lexus Financial Services (LFS) office
Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City
Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, City. Hanoi
