1. Special Interest Rate:
| PRODUCT | BALLOON | |
| OPTIMAL | ||
| Interest period | Promotion months | 10.99%/year
(Fixed in first 12 months) |
| After promotion months | Standard Rate
(Reset every 3 months) |
|
| Condition | Subject | Applied to individual and corporate customers.
Minimum loan term is 24 months |
| Model | All new Lexus Models | |
| Effective period | All applications being approved from 01/05/2023 to 31/05/2023 and disbursed within 30 days from approval date. | |
| Early payment fee | Apply early payment fee:
– First 24 months: 4% early payment amount. – After 24 months: 1.5 x interest rate x early payment amount. Not apply early payment fee after 35th month. |
|
2. Standard Rate Calculation
| INDIVIDUAL | CORORATE | |
| OPTIMAL | ||
| Base rate* (current effectiveness) | 11.20%/year | 11.20%/year |
| Spread* (current effectiveness) | 3.30%/year | 3.00%/year |
| Standard rate | 14.50%/year | 14.20%/year |
*The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.
* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moment. The interest rate is calculated 1 year = 365 days.
Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)
Estimate your loan at: Here
Lexus dealers in Vietnam or Lexus Financial Services (LFS) office
Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City
Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, City. Hanoi
