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INTEREST RATE |
LOAN TERM |
MAXIMUM LOAN RATE (%) |
|---|---|---|
OPTIMAL |
12to |
|
 |
36to
85%
|
|
FLEXIBLE |
84
80%
|
|
50/50 product helps customers to prepay from 40-60% of the original car value, the reamining amout can be used as profitable capital and paid after 12 months.
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With Balloon product, customers who take loan to buy Lexus cars can easily upgrade the new car after a few years with a Balloon amount at the end of the period up to 30% of the car's value and a lighter monthly payment.
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