30/11/2022

INTEREST RATE ANNOUNCEMENT OF LEXUS CAR LOAN FOR INDIVIDUAL CUSTOMERS – DECEMBER 2022

1. Interest Rate by Products

Apply for disbursement from 01/12/2022 to further announcement.

PRODUCT CLASSIC CLASSIC & BALLOON FIXED

50/50

OPTIMAL FLEXI
Interest period Promotion months 11.99%/year

(fixed first 12 months)

11.49%/year

(fixed first 6 months)

14.20%/year

(fixed first 6 months)

12.59%/year

(fixed first 12 months)

After promotion months Standard Rate

(3 months reset)

Program Conditions Applied to all Individual customers with consuming loan.

Minimum loan term is 24 months.

Applied to all Individual customers
Early payment fee Apply early payment fee:

– First 18 months: 2.5% early payment amount.

– After 18 months: 1.5 x interest rate x early payment amount.

– Not apply early payment fee:

+ Classic: after 60 months

+ Balloon: from month 36th

Not apply – 1st 6 months: 1.5x

– After month 6th: no apply

2. Standard Rate Calculation

  OPTIMAL FLEXI
Base rate* (current effectiveness) 10.70%/year
Spread* (current effectiveness) 3.50%/year 3.50%/year
Standard rate 14.20%/year 14.20%/year

* The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.

* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moment. The interest rate is calculated 1 year = 365 days.

Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)

Estimate your loan at: Here

Lexus dealers in Vietnam or Lexus Financial Services (LFS) office

Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City

Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, City. Hanoi

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You can apply for a quick and convenient direct loan right here!
Apply for a loan now!

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