Apply for disbursement from 01/04/2023 to further announcement.
| PRODUCT | CLASSIC | CLASSIC & BALLOON | FIXED 50/50 |
EZ | |||
| OPTIMAL | OPTIMAL | FLEXI | |||||
| Interest period | Promotion months | 11,99%/year (fixed first 12 months) |
10,99%/year (fixed first 6 months) |
14,20%/year (fixed first 6 months) |
12,59%/year fixed first 12 months) |
Interest rate adjustment optimal (monthly payment is the same according to the decreasing balance) |
|
| After promotion months | Standard rate (3 months reset) | ||||||
| Application program | Individual customers with consuming purpose. | All Individual customers.
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| Early payment fee | Apply early payment fee:– First 18 months: 2.5% early payment amount.
– After 18 months: 1.5 x interest rate x early payment amount. – Not apply early payment fee: + Classic: after 60 months + Balloon: from month 36th |
Not apply | –– First 6 months: 1.5x interest rate
– After month 6th: no apply |
– First 35 months: 1.5x interest rate – From the 36th month: No apply |
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2. Standard Rate Calculation
| OPTIMAL | FLEXI | |
| Base rate* (current effectiveness) | 11.20%/year | |
| Spread* (current effectiveness) | 3.50%/year | 3.50%/year |
| Standard rate | 14.50%/year | 14.50%/year |
* The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.
* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moments. The interest rate is calculated 1 year = 365 days.
Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)
Estimate your loan at: Here
Lexus dealers in Vietnam or Lexus Financial Services (LFS) office
Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City
Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, City. Hanoi
