01/08/2024

INTEREST RATE ANNOUNCEMENT OF NEW CAR LOAN FOR INDIVIDUAL CUSTOMERS – 08/2024

1. Interest Rate by Products

Apply for disbursement from 01/08/2024 to further announcement.

PRODUCT CLASSIC CLASSIC & BALLOON 50/50
INTEREST TYPE OPTIMAL OPTIMAL FLEXI FIXED
Interest period Promotion months 7.99%/year

(fixed first 12 months)

7.49%/year

(fixed first 6 months)

10.99%/year

(fixed first 6 months)

6.99%/year

(fixed first 12 months)

After promotion months Standard Rate

(3 months reset)

Program Conditions

Applied to all Individual customers with consuming loan.

Minimum loan term is 24 months

Applied to all Individual customers
Early payment fee Apply early payment fee:

– First 24 months: 4% x early payment amount.

– After 24 months: 2% x early payment amount.

– Not apply:

+ Classic: after 60th month

+ Balloon: after 35th month

Not apply Apply early payment fee:

– First 06 months: 2% x early payment amount.

– After 06th months: not apply.

2. Standard Rate Calculation

  OPTIMAL FLEXI
Base rate* (current effectiveness) 8.30%/year
Spread* (current effectiveness) 3.30%/year 3.30%/year
Standard rate 11.60%/year 11.60%/year

* The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.

*Base rate and Spread will be reset from the latest announcement of LFS and could be changed at any moment. The interest rate is calculated as 1 year = 365 days.

Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)

Estimate your loan at: Here

Lexus dealers in Vietnam or Lexus Financial Services (LFS) office

Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City

Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, Ha Noi City.

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You can apply for a quick and convenient direct loan right here!
Apply for a loan now!

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