Apply for disbursement from 01/12/2023 to further announcement.
| PRODUCT | CLASSIC | CLASSIC & BALLOON | 50/50 | |||
| INTEREST TYPE | OPTIMAL | OPTIMAL | FLEXI | FIXED | ||
| Interest period | Promotion months | 8.49%/year
(fixed first 12 months) |
7.99%/year
(fixed first 6 months) |
11.99%/year
(fixed first 6 months) |
7.49%/year
(fixed first 12 months) |
|
| After promotion months | Standard Rate
(3 months reset) |
|||||
| Program Conditions | Applied to all Individual customers with consuming loan.
Minimum loan term is 24 months |
Applied to all Individual customers | ||||
| Early payment fee | Apply early payment fee:
– First 24 months: 4% early payment amount. – After 24 months: 1.5 x interest rate x early payment amount. – Not apply: + Classic: after 60th month + Balloon: after 35th month |
Not apply | Interest rate for early payment:
– 1st 6 months: 1.5 x interest rate – After 6th month: interest rate. |
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2. Standard Rate Calculation
| OPTIMAL | FLEXI | |
| Base rate* (current effectiveness) | 8.69%/year | |
| Spread* (current effectiveness) | 3.30%/year | 3.30%/year |
| Standard rate | 11.99%/year | 11.99%/year |
* The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.
*Base rate and Spread will be reset from the latest announcement of LFS and could be changed at any moment. The interest rate is calculated as 1 year = 365 days.
Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)
Estimate your loan at: Here
Lexus dealers in Vietnam or Lexus Financial Services (LFS) office
Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City
Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, Ha Noi City.
