Apply for disbursement from 01/12/2024 to further announcement.
| Product | CLASSIC | CLASSIC & BALLOON | 50/50 | 50/50 PLUS | ||
| OPTIMAL | OPTIMAL | FLEXIBLE | FIXED | OPTIMAL | ||
| Interest Rate Period | Promotion months | 7.99%/year (fixed first 6 months) |
7.49%/year (fixed first 6 months) |
10.99%/year (fixed first 6 months) |
7.49%/year (fixed in 12 months) |
|
| After promotion months | Standard Rate (3 months reset) |
Standard Rate (6 months reset) |
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| Early Payment Fee | Apply early payment fee:
– First 24 months: 4% x early payment amount. – After 24 months: 2% x early payment amount. – Not apply early payment fee: + Classic: after 60th month. + Balloon: after 35th month. |
Not apply | Apply early payment fee:
– First 06 months: 2% x early payment amount. – After 6th month: not apply. |
Apply early payment fee:
– First 12 months: 2% x early payment amount. – After 12nd month: not apply. |
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2. Standard Rate Calculation
| CLASSIC & BALLOON | 50/50 PLUS | |
| Base rate* (current effectiveness) | 8,65%/year | |
| Spread* (current effectiveness) | 3,30%/year | 1,50%/year |
| Standard rate | 11,95%/năm | 10,15%/năm |
*The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.
* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moment. The interest rate is calculated 1 year = 365 days.
Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)
Estimate your loan at: Here
Lexus dealers in Vietnam or Lexus Financial Services (LFS) office
Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City
Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, Ha Noi City.
