Apply for disbursement from 01/01/2024 to further announcement.
| PRODUCT | CLASSIC & BALLOON | 50/50 | ||
| INTEREST TYPE | OPTIMAL | FLEXI | FIXED | |
| Interest Rate Period | Promotion months | 7.99%/year
(fixed first 6 months) |
11.49%/year
(fixed first 6 months) |
7.99%/year
(fixed 12 months) |
| After promotion months | Standard Rate
(3 months reset) |
|||
| Early Payment Fee | Apply early payment fee:
– First 24 months: 4% early payment amount. – After 24 months: 1.5 x interest rate x early payment amount. – Not apply early payment fee: + Classic: after 60th month. + Balloon: after 35th month. |
Not apply | Interest rate for early payment
– 1st 6 months: 1.5 x interest rate – After 6th month: interest rate. |
|
2. Standard Rate Calculation
| OPTIMAL | FLEXI | |
| Base rate* (current effectiveness) | 8.45%/year | |
| Spread* (current effectiveness) | 3.30%/year | 3.30%/year |
| Standard rate | 11.75%/year | 11.75%/year |
*The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.
* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moment. The interest rate is calculated 1 year = 365 days.
Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)
Estimate your loan at: Here
Lexus dealers in Vietnam or Lexus Financial Services (LFS) office
Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City
Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, Ha Noi City.
