30/09/2023

TFSVN’s INTEREST RATE ANNOUNCEMENT OF NEW CAR LOAN FOR INDIVIDUAL CUSTOMERS – OCTOBER 2023

1. Interest Rate by Products

Apply for disbursement from 01/10/2023 to further announcement.

PRODUCT CLASSIC & BALLOON 50/50
INTEREST TYPE OPTIMAL FLEXI FIXED
Interest Rate Period Promotion months 8.49%/year

(fixed first 6 months)

12.99%/year

(fixed first 6 months)

8.49%/year

(fixed 12 months)

After promotion months Standard Rate

(3 months reset)

Early Payment Fee Apply early payment fee:

– First 24 months: 4% early payment amount.

– After 24 months: 1.5 x interest rate x early payment amount.

– Not apply early payment fee:

+ Classic: after 60th month.

+ Balloon: after 35th month.

Not apply Interest rate for early payment

– 1st 6 months: 1.5 x interest rate

– After 6th month: interest rate.

2. Standard Rate Calculation

  OPTIMAL FLEXI
Base rate* (current effectiveness) 9.69%/year
Spread* (current effectiveness) 3.00%/year 3.00%/year
Standard rate 12.69%/year 12.69%/year

*The effect of interest rates in the Announcement may be adjusted according to the latest notice of LFS from time to time.

* Base rate and Spread will be reset from latest announcement of LFS and could be changed at any moment. The interest rate is calculated 1 year = 365 days.

Interest payment = (Outstanding balance x Actual payment days x Annual interest rate/ 365)

Estimate your loan at: Here

Lexus dealers in Vietnam or Lexus Financial Services (LFS) office

Headquarters:
Rooms 04 & 05, 12th floor, Saigon Center Building 2, No. 67 Le Loi, Ben Nghe Ward, District 1, City. Ho Chi Minh City

Representative office:
8th floor, Lotte Center 54 Lieu Giai, Cong Vi Ward, Ba Dinh District, Ha Noi City.

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You can apply for a quick and convenient direct loan right here!
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